Getting to Know the IRS Tax Return Transcript

The importance of your income tax forms does nottranscript will also show detailed information about its
necessarily end after filing them. In some cases,taxpayer, including current marital status, and the final
whether you are interested in a mortgage,adjusted gross income the taxpayer has paid.
automobile, or bank loan to start your own business,Both of the IRS' transcripts and the account
a transcript of your last few income tax returnstranscripts can be requested by filling out the Form
would often be requested for them to approve your4506-T, also known as the Request for Transcript of
request. This is often a way by which banks and loanTax Return form. This process is free for all
officers can appraise your financial situation andtaxpayers, and is very easy to obtain. However,
determine whether or not you are eligible for thethese tax return transcripts can be sent to you by
loans. It can even help you keep track of the moneythe IRS, at a maximum delivery time of two weeks
you have used as expenses for the past few years,only if it is for the year you had filed your tax form,
or even discover any errors in the income tax thator if you are requesting for tax returns up to three
you have filed, where you could get back ayears previously. If you are asking for a transcript
substantial amount of money. In these situations, itrequest for a tax form earlier than three years, it will
becomes necessary to request for your old IRStake as long as a month before these can be sent to
transcript, as your proof.you, so it is always advisable to request for final tax
An IRS tax return transcript is not actually a replicatereturn transcript copies of all the tax forms that you
of your income tax form; rather, it is a summary ofhave filed for, and keep them in a safe place.
all the details you may need to know about yourIf however, you would like the complete details of
income tax, such as other forms and documents thatyour tax form, and would like to avail of the actual
you have sent together with your income tax form,copy of the form rather than just the IRS tax return
or any tax returns that you may have received. Iftranscript, then you will need to fill out Form 4506,
you wish to make any adjustments to your incomewhich requests for a copy of the tax return itself.
tax, you can use this form to file for an income taxAlong with the copy of the tax form, you will also
adjustment form that would enable you to changereceive a copy of all the other documents that you
the previous form you had. Naturally, the newhave sent, including schedules and other tax forms
changes will not show up on your IRS tax returnneeded together with it. This can take as long as up
transcript, and you will again need to request for anto 60 days for the information to be sent to you,
account transcript, which would then show anyand will also cost you roughly $39 for each tax form.
modifications that you have made after. This