2011 Capital Gains Tax Increase and the Impact on Business Owners

The last couple of years have been difficult foraverage fund size raised by private equity groups was
business owners and financing markets, to say the$1.5 billion, the second highest on record. This indicates
least. Limited credit, economic uncertainty amongmore private equity groups than expected will have
businesses and consumers, and poor financialcash in 2010 and will need to put it to work. With a
performance across industry sectors contributed toreturn in confidence to the markets and increasing
curtailed growth prospects, and have some wonderingsigns of an economic stabilization, 2010 is likely to see
what their long-term strategy might entail. As we heada number of buyers enter the market with cash on
into 2010, however, there are many reasons forhand seeking good deals.
optimism that merger and acquisition activity willUnderstand your long-term growth realities.
increase, including improving economic indicators, cashWhile the economy is expected to undergo further
heavy balance sheets of strategic buyers, better thanrecovery in 2010, many mid-size firms are simply not
expected fund raising by private equity groups andgoing to be able to grow at the same rates
Key Take Aways increased confidence in the privateexperienced in the 2003-2008 period. Given modest
and public sectors. For potential sellers, 2010 is also angrowth expectations, overall business growth in the
important time to consider valuation risks now versusnext three to five years will not be significantly higher
future years due to the scheduled increase in thethan its current state in 2010.
capital gains in 2011.It is projected that the economy will grow at an
Originally signed into law in 2001, the capital gains taxaverage rate of less than 3.5% for the next 3-5 year,
rate was reduced as part of President Bush'swhich will mimic the growth of most industries. (There
Economic Growth and Tax Relief Reconciliation Act.are, of course, exceptions to every rule.) Given this
Under the reduced rate, long-term capital gains andoutlook, a company should consider a realistic growth
qualified dividends were taxed at 15% for the lowestprojection as part of their calculations for keeping their
two income tax brackets. The lowered rate was setbusiness or selling it now or five years from now. This
to expire in 2008; however, reduced rate wasis especially so considering what will most likely be a
extended in 2006 under Bush's Tax Reconciliation Acthigher capital gains tax rate in 2011 and beyond.
and is scheduled to expire at the end of 2010, at whichThink critically about timing.
time the rate will revert to the 2003 rates, which wereEarly in 2010, the market will be more favorable to
20%.sellers, who will have a range of potential buyers to
Given the capital gains tax rate increase represents achoose from. Moreover, the capital gains tax rate
33.33% higher effective tax rate, there is significantincrease puts buyers not paying all cash at a
motivation for owners and shareholders alreadydisadvantage, since the increased tax rate will apply to
considering a potential sale in the near-term to considerdeferred payments at the time the payment is made.
action in 2010. Beyond avoiding a higher tax rate onDeferred payments are likely to continue into 2011 and
long-term capital gains, sellers also need to carefullybeyond for non-cash buyers. Therefore, sellers are
plan the timing of a potential exit in 2010 in order tomore likely to find buyers with cash in hand earlier in
secure the most attractive buyer and preservethe year.
leverage in the negotiations of the purchaseIn addition to increased choice of buyers, owners are in
agreement.a better negotiating position earlier in 2010. As potential
While owners and shareholders may be hesitant tobuyers know that sellers have a range of options and
pursue an acquisition without greater economicvarying deal structures to minimize tax obligations, they
certainty, there are multiple indicators suggesting thatare more likely to agree to terms favorable to the
2010 is likely the right time to at least consider aseller. As 2010 progresses, the buyer will be able to
potential a sale, given favorable terms. The capitaluse the impending tax increase as leverage in deal
gains tax increase serves as motivating factor; it is bynegotiations, aware the seller has significant motivation
no means the only one.to close before 2011. In fact, if negotiations are still
The following are key points for understanding theongoing in 4Q10, buyers are likely to try and discount
impact of the capital gains tax rate increase on M&Athe purchase price by 1% to 5% or seek tougher
activity in 2010:terms in the purchase agreement, knowing the seller
Consider the overall economic picture.will try and avoid paying the higher tax rate.
There are signs at the corporate level that areWhile not appropriate for all owners, those considering
encouraging to mid-size firms considering beinga sale in the near-term future are likely to experience
acquired. Over the last three months through Januaryfavorable conditions 2010 as closing before year end
2010, deal flow is up 16.8% over the same period aavoids paying higher capital gains taxes. Additionally,
year before. Of course, last year was the one of theearly movement will prove advantageous for sellers
worst years in our economic history. However, majorby yielding a greater range of potential buyers and a
deals are being completed, which can cause astrong position in deal negotiations. Overall, 2010 is likely
"bandwagon effect." In addition to corporateto experience a significant revival in M&A activity,
confidence, many private equity groups with a strongattracting a number of interested buyers to the
track record continue to raise money. In 2009, themarket.