2011 Capital Gains Tax Increase Impact On Business Owners

t couple of years have been difficult for business$1.5 billion, the second highest on record. This indicates
owners and financing markets, to say the least. Limitedmore private equity groups than expected will have
credit, economic uncertainty among businesses andcash in 2010 and will need to put it to work. With a
consumers, and poor financial performance acrossreturn in confidence to the markets and increasing
industry sectors contributed to curtailed growthsigns of an economic stabilization, 2010 is likely to see
prospects, and have some wondering what theira number of buyers enter the market with cash on
long-term strategy might entail. As we head into 2010,hand seeking good deals.
however, there are many reasons for optimism thatUnderstand your long-term growth realities.
merger and acquisition activity will increase, includingWhile the economy is expected to undergo further
improving economic indicators, cash heavy balancerecovery in 2010, many mid-size firms are simply not
sheets of strategic buyers, better than expected fundgoing to be able to grow at the same rates
raising by private equity groups and increasedexperienced in the 2003-2008 period. Given modest
confidence in the private and public sectors. Forgrowth expectations, overall business growth in the
potential sellers, 2010 is also an important time tonext three to five years will not be significantly higher
consider valuation risks now versus future years duethan its current state in 2010.
to the scheduled increase in the capital gains in 2011.Wyatt Matas & Associates projects the economy will
Originally signed into law in 2001, the capital gains taxgrow at an average rate of less than 3.5% for the
rate was reduced as part of President Bush’snext 3-5 year, which will mimic the growth of most
Economic Growth and Tax Relief Reconciliation Act.industries. (There are, of course, exceptions to every
Under the reduced rate, long-term capital gains andrule.) Given this outlook, a company should consider a
qualified dividends were taxed at 15% for the lowestrealistic growth projection as part of their calculations
two income tax brackets. The lowered rate was setfor keeping their business or selling it now or five years
to expire in 2008; however, reduced rate wasfrom now. This is especially so considering what will
extended in 2006 under Bush’s Taxmost likely be a higher capital gains tax rate in 2011 and
Reconciliation Act and is scheduled to expire at thebeyond.
end of 2010, at which time the rate will revert to theThink critically about timing.
2003 rates, which were 20%.Early in 2010, the market will be more favorable to
Given the capital gains tax rate increase represents asellers, who will have a range of potential buyers to
33.33% higher effective tax rate, there is significantchoose from. Moreover, the capital gains tax rate
motivation for owners and shareholders alreadyincrease puts buyers not paying all cash at a
considering a potential sale in the near-term to considerdisadvantage, since the increased tax rate will apply to
action in 2010. Beyond avoiding a higher tax rate ondeferred payments at the time the payment is made.
long-term capital gains, sellers also need to carefullyDeferred payments are likely to continue into 2011 and
plan the timing of a potential exit in 2010 in order tobeyond for non-cash buyers. Therefore, sellers are
secure the most attractive buyer and preservemore likely to find buyers with cash in hand earlier in
leverage in the negotiations of the purchasethe year.
agreement.In addition to increased choice of buyers, owners are in
While owners and shareholders may be hesitant toa better negotiating position earlier in 2010. As potential
pursue an acquisition without greater economicbuyers know that sellers have a range of options and
certainty, there are multiple indicators suggesting thatvarying deal structures to minimize tax obligations, they
2010 is likely the right time to at least consider aare more likely to agree to terms favorable to the
potential a sale, given favorable terms. The capitalseller. As 2010 progresses, the buyer will be able to
gains tax increase serves as motivating factor; it is byuse the impending tax increase as leverage in deal
no means the only one.negotiations, aware the seller has significant motivation
The following are key points for understanding theto close before 2011. In fact, if negotiations are still
impact of the capital gains tax rate increase on M&Aongoing in 4Q10, buyers are likely to try and discount
activity in 2010:the purchase price by 1% to 5% or seek tougher
Consider the overall economic picture.terms in the purchase agreement, knowing the seller
There are signs at the corporate level that arewill try and avoid paying the higher tax rate.
encouraging to mid-size firms considering beingWhile not appropriate for all owners, those considering
acquired. Over the last three months through Januarya sale in the near-term future are likely to experience
2010, deal flow is up 16.8% over the same period afavorable conditions 2010 as closing before year end
year before. Of course, last year was the one of theavoids paying higher capital gains taxes. Additionally,
worst years in our economic history. However, majorearly movement will prove advantageous for sellers
deals are being completed, which can cause aby yielding a greater range of potential buyers and a
“bandwagon effect.” In addition to corporatestrong position in deal negotiations. Overall, 2010 is likely
confidence, many private equity groups with a strongto experience a significant revival in M&A activity,
track record continue to raise money. In 2009, theattracting a number of interested buyers to the
average fund size raised by private equity groups wasmarket.