Automatic Charitable Deductions Or Not?

Maybe your company is in the process of starting toones accept charitable givings, but your local chapter
automatic deductions for charity and you arecharity that you would really like to contribute to is not
considering if this is the best option for you. Automaticgoing to get your dollars. The only companies that I
deductions for charity has some really good benefits.know of that are currently accepting automatic
But there is always two sides to every story andcharitable deductions are the following charities.
some will offer the opinion that doing automatic charity1. United Way
donations is not a very good option if you are wanting2. Earthshare
to really give to charity the way it is supposed to beThere of course might be a couple different ones that
done.I don't know about, but this seems to be where the
What are the benefits of automatic deductionsmajority of the automatic deductions are going
Some of the best benefits for having the automaticcurrently.
deductions is that you will not have to worry aboutUnited Way is an excellent organization because they
contributing to charity and it usually comes out beforesend out the money to so many other locations and
taxes as well, so you get those benefits as well. Thischarities, so your money will probably go to the place in
is an excellent option for the people that like to "set itmost need of help. However it will still not go to your
and forget it". People are creatures of habit and willexact location and charity of your choice.
start getting used to not having that extra bit of moneySo now knowing the options what should we choose
that they once had prior to contributing.to do?
What are the downfalls of automatic deductionsThe decision is completely up to you and your family,
Being that the deductions are automatic, limits you onnobody can make you automatically give them money.
the time when you can not contribute to charity thatActually I take that back, there is that one place that
month. This could happen for a number of reasons, butwe would rather not contribute to called the IRS. But
sometimes you might be the person that needs thethat is a totally different article all together. But being
charity. It can be difficult to just put a quick stop on itthat you want to be in control and know exactly who
one month and then not the next month. For me I feelis getting your money I would opt to send it to
it is more an issue of control, I work really hard for thewhomever you want after you get your money. You
money that I earn and I want a portion to go to charity.are never sure when there will be another
But I want to be the person making the moves, I try tocatastrophe. Lets hope that it doesn't happen anytime
limit as much as I can, the amount of people puttingsoon. But if there is something that happens, then
their hands into my bank account.wanting to contribute your money to that cause at that
Another disadvantage of having automatic charitabletime is not going to be easy if you are on the
deductions is that you don't have many options to whoautomatic option.
you can give to in its current state. Granted the biggest