Child Care Tax Deduction 101

For parents of children 12 and under, the child care taxinformation will be reported on your 2441 form so that
deduction can be a life saver to working parents.you can claim the Child and Dependent Care Tax
Parents should become familiar with the taxCredit.
information regarding the child care tax deduction. IfParents have other deductions that they can claim on
they aren't sure what to do, there are many taxtheir taxes online or on paper. There is the Child Tax
professionals which can offer tax advice on how toCredit, which can be up to $1,000 per qualified child. A
claim this deduction. All of this can help them when itchild qualifies if the child's living expenses are paid by
comes time to file taxes online.the parent for more then one half of the year and the
The first thing a parent has to know is the criteria forchild is not being claimed by anyone else. The child
the child care deduction. The criteria are as follows:must also be 16 or younger by the end of the year to
-- The child must be 12 years old or younger. If thequalify as a dependent.
child is 13 or older, you must show that the child isAnother deduction for parents is the Earned Income
either physically and/or mentally unable to care forTax Credit. It was designed to help lower income
themselves. If the child is 13 and up and is mentally orfamilies with their day to day expenses. If you need
physically disabled, you may also deduct adult daycaretax advice on how to claim this credit, you can check
expenses.out the IRS website or contact a tax professional.
--You must provide a home for the child or adultChecking yearly for changes in tax laws is always a
dependent by paying over half the expenses for thegood thing to start with, as there may be new
maintenance of the home for the dependent. You candeductions to help struggling families with their taxes.
not deduct child care or dependent care for a personMany people opt to buy tax preparation software to
that does not live with you. The childcare provider youhelp them file their taxes. The programs walk the
employ can not be another dependent. This meanstaxpayer through the filing process, asking them
that if your older children watch your younger children,questions and using their answers to determine what
this can be not be used for the child care deductionthey qualify for. If you are unfamiliar with how best to
unless they are 19 years old or over and no longerfill out your taxes, it might be worth buying one of
qualify as a dependent.these programs. They typically come with an option
--Your child care provider has to give you their namethat all you to file taxes online right through the
or business name if there is one, an address, and aprogram. This can make the tax process much easier
Social Security or Employer Identification Number. Thisand can provide the taxpayer with additional savings.