Claiming Your College Student Child As a Dependent on Your Tax Return

Many parents who have children attending collegequalification as a dependent.
assume that they can claim them as a dependent onMost parents feel that these qualifications are easily
their income tax return. Although this may prove to bemet. There are, however, a few land mines. You must
the case, the opposite might be true as well.be careful that a college student with a full time job is
A college student is a dependent of his or her parentsnot paying more than half of his or her support.
only if he or she is a United States citizen, a UnitedParents should calculate the support costs against the
States national, or a resident of the United States,child's expenses for food, clothing, and shelter to see if
Canada, or Mexico. Furthermore, the parent cannot beit is indeed possible that the child is paying more than
claimed as a dependent on anyone else's income taxhalf of their own support.
return, and the child must be a daughter, son, stepchild,A tricky way to lose a dependent college child is
foster child, brother, sister, stepbrother, stepsister, or athrough a student loan. Let's say that your child has a
descendant of these.student loan for $20,000 for tuition. For tax purposes a
The child must be living with the parents for more thanstudent loan is considered a form of support. That
half the year in order to qualify as a dependent.means that you had better be paying in excess of
Absences due to hospitalization, summer camp, or$20,000 for that child's support or he or she is no
attending college count as time spent living with thelonger your dependent.
parents.In addition, let's say that your child has a part time job
In order to qualify as a dependent, the child cannot paywhere he or she earns $5000 a year. Now, you would
for more than half of his or her support during theneed to show support expenses in excess of $25,000
year.to continue to claim your child as a dependent.
In order to qualify as a dependent, the child must beIt just goes to show that you should never assume
under 19 years of age or a full time student for fiveanything when it comes to taxes, including the
calendar months of the year. A permanently anddependent status of your own children.
totally disabled child's age does not matter for