| Individuals and companies that need to have copies of | | | | of tax return, adjusted gross income, and taxable |
| their tax returns can easily get it from the Internal | | | | income. Individuals need these copies to prove their |
| Revenue Service (IRS) via toll free phone number or | | | | credibility when applying for mortgage or personal |
| e-mail. The phone number and e-mail address is listed | | | | loans. Copies of tax returns are also required while |
| on the IRS website. Users are required to fill an IRS | | | | applying for student loans. |
| form 4506T, which acts as a request letter for getting | | | | Companies require copies of tax returns for getting |
| copies of tax returns. | | | | loans from banks and financial institutions. These funds |
| Tax return copies are available in two different | | | | may be used for effecting expansion plans or buying |
| formats namely tax return transcript and tax account | | | | other companies. Company rules and regulations also |
| transcript. Tax return transcript is the unedited version | | | | require companies to maintain complete records of |
| of tax returns that contains all line items included in tax | | | | their tax assessments, which may be required as |
| return forms such as form 1040, 1040A, or 1040EZ. | | | | evidence in case the company gets into legal |
| The transcript does not contain changes made by the | | | | wrangles. |
| tax representative or the IRS when the return was | | | | It is necessary to store tax return copies in a proper |
| filed. Tax account transcript is different from tax return | | | | manner as they might get damaged and become |
| transcript as it contains all the changes made after | | | | unacceptable to banks and financial institutions while |
| filing the return by the tax representative or IRS. | | | | applying for a loan. Users can get duplicate copies by |
| Both the transcripts contain common entries such as | | | | paying the required fee but this usually takes time and |
| taxpayer's personal data including marital status, type | | | | should be avoided. |