| Many military personnel change their personal | | | | gets this same "exclusion" amount. But, for military |
| residences more frequently than the average civilian. | | | | homeowners, while the law is essentially the same as |
| When it comes time to sell the property, one specific | | | | it is for civilian homeowners; it does come with one |
| question that comes up right away is: does a military | | | | important exception. |
| real estate sale avoid capital gains tax? | | | | In 2003, Congress passed the Military Family Tax |
| Because military personnel are forced to move so | | | | Relief Act, which allows both military and |
| often, this exacerbates the questions and concerns all | | | | foreign-service personnel to suspend the normal |
| of us have when it comes time to decide whether to | | | | residency period for up to ten years as long as they |
| keep or sell a particular property. With the recent run | | | | are stationed at least fifty miles from their property. |
| up in real estate prices, the good news is most of | | | | Basically, if you have been away due to military |
| these properties have lots of appreciation. The bad | | | | service for no more than ten years, and have used it |
| news is the government likes to tax that appreciation. | | | | as a primary residence for at least two years out of |
| This has many in the military wondering that since they | | | | the past fifteen, than you will most likely qualify for |
| work for the government is there any special | | | | exempt status as long as your capital gain is below |
| treatment? In other words, does a military real estate | | | | the maximum amount! Again, this is great news for |
| sale avoid capital gains tax? | | | | those in the armed services who were wondering |
| Fortunately there is some special good news for those | | | | does a military real estate sale avoid capital gains tax? |
| in the armed services. Specifically, the news is for | | | | It is also good news for military personnel who are |
| military your real estate sale may avoid capital gains | | | | interested in buying a home and might otherwise have |
| tax! Here's how it works: | | | | been discouraged by the normal residency |
| As you are probably aware, if you sell your home for | | | | requirements. |
| more than you originally paid, the resulting profit is | | | | Note, if you own an investment property (not your |
| known as capital gain. If your capital gain is no more | | | | primary personal residence) that has the potential to |
| than $250,000 for an individual (or $500,000 for married | | | | net a gain greater than the maximum amount allowed |
| couples) the IRS says you can avoid paying capital | | | | for exemption, this rule does not apply. The normal |
| gains tax as long as you have lived in the house for | | | | deferral techniques, such as the 1031 exchange rules, |
| two out of the past five years. And, actually everyone | | | | are applicable. |