Donating to Haiti? You Can Still Claim a Tax Deduction

Congress recently approved a bill which allowsGenerally speaking, you cannot claim this tax deduction
donations to the Haiti Earthquake Relief Effort to beif your total tax deductions for charitable contributions
claimed as a tax deduction on 2009 tax returns. Thefor the year is over 50% of your adjusted gross
donations must be made between January 12th andincome (AGI). If you are over the limit, kudos to you for
February 28th, 2010. For those that have already filedbeing so generous!
their 2009 returns, rest assured, you can still amend5) Contributing Property Can Get Confusing
your return to include this tax deduction. Just a littleIf there is a capital gain associated with the Fair
more paper work.Market Value of the contributed property, you could
Charitable Donation Rules Still Applyonly contribute up to 30% of your AGI unless you
There are a lot of charitable donation rules so be surechoose to reduce the gain associated with the FMV
to review them all.of the property. In some instances, you may not be
1) Maintain Supporting Documentationable to contribute more than 20% of AGI. These types
Please remember to safely store all of theof scenarios can get complicated so be sure to
documentation related to your contribution asconsult with a tax specialist if you are in this situation.
supporting evidence. This includes a receipt from theBelow are two special rules for contributing property in
charitable organization detailing the name of thethe form of clothing and motor vehicles.
organization, the date, the amount of the contributionGiving Away Your Clothes or a Couch?
and description, if it is property. In addition, keep all bankAny clothing or household items that you donate must
or credit card statements that validate the contributionbe in good used condition or better. If the items are
(refer to IRS Publication 526).greater than $500, you don't need to meet this
2) You Still Must Itemize to Claim the Deductionstandard as long as there is a qualified appraisal with
To claim the donation as a tax deduction, you mustthe item.
itemize. You cannot take the standard deduction.Donating a Car, Boat or Plane?
3) Donations Must be Made to a Qualified OrganizationFirstly, congrats on being lucky enough to have one of
to be Deductiblethese items. Please note that if the claimed value is
Even if you have a friend in Haiti, you cannot claim agreater than $500, you can only deduct the lesser of
tax deduction for donating directly to him or her. Inthe gross proceeds from the sale by the organization
most cases, you need to make the donation directly toor the FMV of the property on the date of the
a qualified organization for tax deductions which includecontribution. You also would need to attach Copy B of
nonprofit groups that are religious, charitable,Form 1098-C to your return to claim this deduction. If
educational, scientific, or literary in purpose, or that workthe claimed value is less than $500 it is the lesser of
to prevent cruelty to children or animals (refer to IRS$500 or the FMV at the date of contribution.
Publication 78).As you can see claiming these contributions can get
4) Maximum Tax Deduction for Contribution equalscomplicated so please review the IRS Publication 526.
50% of AGI