| If you have a refund coming, you want the money as | | | | Many income tax service businesses are going with |
| soon as you can possibly get it. Here are a few ideas | | | | the speedy return payments and rebate anticipation |
| to help you accomplish that. | | | | loans. Just remember that these are all loans, |
| Companies do not have to issue your tax documents | | | | commonly serviced by a third party bank. If you are |
| until January 31st. Unfortunately, you cannot force them | | | | not careful, you could lose a lot of your return dollars |
| to do this earlier, and most hold out until the last | | | | to tax preparation fees, interest, and charges. Unless |
| moment. | | | | you need the money very desperately it is better to |
| On-line tax returns are gaining in popularity and they | | | | wait and get your refund through one of the more |
| are one of the fastest ways to file and receive your | | | | standard, free procedures. |
| refund quickly. You can buy the software any place | | | | The best recommendation for speedy processing and |
| and if you qualify, you can even file for free. Check out | | | | issuing of your refund is through the on-line tax |
| the IRS website for more information on on-line filing. | | | | programs in conjunction with direct deposit. If you |
| Have your refund direct deposited into your checking | | | | cannot, for some reason, facilitate direct deposit, you |
| or savings account. If you do this in conjunction with | | | | may have a friend or relative provide you with an |
| on-line filing, you can generally have your refund money | | | | account number into which you can have the money |
| in your account in about 3 to 5 days. | | | | deposited. Be careful, however, because once the |
| You can file your return on-line and have your refund | | | | money is in their account it is only their honesty that will |
| mailed to you. This will cut your waiting time down by | | | | get it to you. The better idea for people without a |
| about 2 to 3 weeks. | | | | direct deposit option is to file on-line and request that |
| You can get a 24-hour tax refund from many of the | | | | the refund is mailed to you in the form of a check. |
| big income tax service companies. Just remember that | | | | Again, remember to be very careful in how you |
| what you are going to get is actually a loan based | | | | approach expediting your return. The IRS will not send |
| upon your credit, and that fees, charges, and interest | | | | you another check if you get ripped off. |
| will apply. | | | | |