| Even the Odds: It's hard to get ahead. Sometimes you | | | | creative, but don't try to stretch your limits too far. |
| need a side business. Most independent workers don't | | | | Hobby vs. Business: The IRS can classify your venture |
| have just one business. Hairdressers also own nail | | | | two ways. They may see one business as a "hobby," |
| salons, photographers own frame shops and | | | | which means less tax deductions for you! The IRS can |
| journalists may offer resumé building services. | | | | classify your venture as a "hobby" if you lose money |
| The possibilities are endless. But you have to watch | | | | for 2 years consecutively or if you cannot provide |
| out. No matter how many businesses you operate, the | | | | proof that you are operating with business sense. If |
| IRS needs to know how much money you're making | | | | your business is classified as a hobby, you can only |
| from each. You have to watch your back and make | | | | receive deductions up to the amount of money you've |
| sure you report everything correctly. | | | | earned with the hobby. |
| Grouping Together: If it's easier, combine your | | | | Word of Caution: If you received tax deductions on |
| businesses into one. Instead of having a separate nail | | | | your work tools for two years before your business |
| and hair salon, have one salon that offers both or | | | | was classified as a hobby, you'll owe that money back! |
| combine your web design and photography business. | | | | And if you don't pay it back, you'll end up in debt with |
| This keeps you from having to file two Schedule Cs. | | | | the IRS. And you may already know how that goes. |
| The Catch: Your businesses need to be related. You | | | | You risk Tax Levies, Liens, and Seizures. So it's |
| cannot combine your dog walking business with your | | | | important to do your research and classify your |
| computer repair gig. But it makes sense to combine | | | | businesses correctly. |
| your essay writing and resume writing services. Be | | | | |