Understanding Inheritance Tax - A Basic Overview

Inheritance tax is imposed on individuals who receivemust be gathered and appraised to determine its
property from someone who has died. The amount ofvalue. A detailed list of outstanding debts owed by the
tax is determined by the appraised value of thedeceased must be documented. This information is
property and the recipient's relationship to thethen used to determine the gross value of the estate.
deceased.Outstanding debts and taxes must be paid from the
In actuality, inheritance tax isn't charged on theestate before distribution is made to beneficiaries.
decedent's assets, but rather for the right to assumeFuneral expenses and estate administration fees are
ownership of the property. Inheritance tax is notallowable deductions. After expenses are paid, tax is
imposed on property which is passed to the survivingimposed on the net value of the estate.
spouse. However, it is imposed when property isAs a general rule, inheritance tax returns are filed with
passed to children, other family members, or friends.the county Probate court where the deceased person
Tax rates and allowable deductions are based on theresided. The return must be filed within nine months
lineage. For instance, children are taxed at a lesser rateafter the date of death. Inheritance taxes must be paid
than a distant cousin.in full at the time the return is filed. If the estate
Inheritance taxes are regulated by each individual state.executor is unable to pay the tax in full, an extension
Currently, 10 of the 50 states within the U.S. imposerequest can be filed. However, the balance due will be
inheritance tax. These include: Indiana, Iowa, Kansas,subject to interest fees and late penalties.
Kentucky, Maryland, Nebraska, New Jersey, Oregon,Inheritance laws are complex and confusing; particularly
Pennsylvania and Tennessee.with larger estates. Many factors are involved so it's
For those who reside in a state that chargesbest to consult with an attorney experienced in
inheritance tax, the Estate Executor is required to fileInheritance Law.
an inheritance tax return. All of the estate property