Using IRS Debt Relief

IRS debt relief can come in many forms. For instance,· Discharge - if you are in dire financial circumstances,
you can have a partial payment agreement, installmentthe IRS may discharge your entire balance under
agreement, settlement, payment freeze or completebankruptcy.
discharge. These options can help you better manageAs you can see, having IRS debt relief can help you
your finances and your tax liability.reduce the stress that is associated with owing money
Tax debt can be the end result of back taxes, an auditto the government. You will be able to sleep at night
or a year-end tax return liability. Whatever the reasonknowing that your income will not be garnished and
for your tax debt, IRS debt relief will attempt to helpthat your home will not be taken away because of
you negotiate for better terms with the IRS. Dependingliens.
on your specific financial circumstances, a taxIt is important that you use a tax professional that is
professional may be able to help you obtain a courselicensed and experienced. Resolving your tax issues
of action that is right for you. Each option is outlineddirectly depends on the type of IRS debt relief help
below:that you receive. You need an individual that will fight
· Partial Payment Agreement - this is used when afor your rights and has a high rate of success. You will
taxpayer can pay a portion of their tax debt, but needwant an advisor that understands the ins and outs of
to have an installment plan for the remaining balance.the tax industry because they need to be
· Installment Agreement - taxpayers that cannotwell-acquainted with IRS procedures and processes.
make any upfront payments can take their entireTrying to deal with the government by yourself is
balance and spread it out over monthly payments.stressful. Making a mistake could potentially increase
· Settlement - also known as an offer in compromise;your liability through more tax penalties and interest.
it allows you to settle your outstanding debt for aThis is why it is so important that you obtain the
fraction of the balance. You will have to pay it in oneservices of a tax expert. You will be able to rest easy
lump sum or in a few installments.knowing that you are in good hands and that your
· Payment Freeze - also known as a currently notcase will be handled appropriately. IRS debt relief could
collectible agreement; the IRS agrees to avoidbe the answer that you are looking for. You should not
collection of your outstanding balance for a set amounthesitate to contact a tax professional if you have an
of time.unpaid tax liability.