What's an IRS OIC?

An OIC (Offer in Compromise) is a process thatbe requested to include financial documents proving
enables you to pay your tax debt by paying just ayour case. These may include vehicle registrations,
small amount to the IRS, as little as 1% of the tax due.bank records, pay stubs, and a host of other
Of course, strict requirements should be met in orderdocuments that you may or may not have readily
to qualify for this.available. You should determine the advantages and
In America, other than paying it down, taxpayers havethe costs of utilizing this method to fix your IRS
no right to get a tax debt lessened. The government isproblem because it is considerably time-consuming to
entirely at its discretion regarding the reduction offile an Offer in Compromise. Also, filing such huge
anybody's tax bill. Luckily, the IRS is obliged to give aquantities of information to the IRS may provide them
just amount of consideration to OICs that are properlywith the necessary information to more aggressively
submitted in most cases. There is a very slim chancecollect the debt owed to them if your OIC is rejected.
of getting accepted. Accepted OICs are fewer thanIt's an excellent idea to make sure your case is
half of the number submitted, but luckily, your optionssubstantially compelling before you actually submit an
do not stop there. If your submitted OIC is rejected,OIC.
you then have the option to take it to the IRS AppealsTo qualify for OIC consideration, you have to meet
Office for further review of your IRS problem.any of three conditions. One condition states that there
Submitting an OIC is a considerable rigid process. Youshould be doubt as to collectability, meaning there is
should fill out the Offer in Compromise Form 656 withsubstantial doubt that the IRS can collect the tax debt
an application fee of $150. You can be exempt fromfrom you now or in the future. Doubt as to liability is
this fee if you file the Application Fee Worksheetanother condition. Enough evidence to question your
attached to the Form 656 booklet and prove that youliability for the tax debt needs to be provided. The final
qualify under poverty guidelines.qualification states that paying your tax debt in full is
The OIC process is not quick and easy. There will beunjust as it will place you at an extreme economic
numerous steps to take once you complete the initialhardship.
forms. As soon as you've submitted the forms, you'll