Why a Large Tax Refund is Not So Great After All

A large tax refund should be a reminder to allform. More specifically, review your tax exemptions.
taxpayers that they gave the IRS a big loan during theBut, also make sure you don't claim too many tax
year. Let me explain with an example below.exemptions as you will owe money back to the IRS at
Large Tax Refund Examplethe end of the year which isn't fun either.
If you claim too few exemptions when you completedGetting My Tax Refund Quicker
your W-4 form and have been receiving a bi-weeklyIf you are already going to be getting a tax refund and
paycheck of $2,000 when you could be receivingare very worried about when you will receive it; your
$2,100 then you have given the IRS $100 every twobest option is to file taxes electronically (e-file).
weeks or $2,400 during the year. Yes, the IRS returnsGenerally speaking, you will receive your tax refund in
the $2,400 in the form of a tax refund but think aboutabout half the time as traditional paper filing or as fast
how much you lost in interest during the year byas 3 weeks after filing your return. With e-file there are
having too much money taken out of your paycheck.no delays with mail as all of your tax information is
You could have been paying down your credit cardsent electronically. But, note that certain state tax
debt, allocating funds to your 401K, or saving up forrefunds may take longer as several states are
your child's tuition & more.currently facing budget issues.
Be Proactive For Next Year - Update Your W4 FormPlease note that you cannot file electronically if you
Don't repeat the same mistake next year. Contactare claiming the homebuyer tax credit as there is
your employer's payroll office and update your W4paper documentation requirements for this credit.