| Really, only a qualified St Louis Bankruptcy attorney | | | | Putting off getting protection from foreclosure, credit |
| can tell you the answer to that question. Why? Every | | | | card debt help, and relief from your creditors just to |
| situation is different and there are different rules that | | | | save your tax refund may not be the best idea either. |
| typically apply. However, here are the general rules | | | | If you owe money for child support, student loans, or |
| regarding tax refunds and your Missouri or Illinois | | | | other government loans, the government can still take |
| bankruptcy. | | | | your refund to apply to these debts. |
| Your refund might be used by Uncle Sam to pay and | | | | Even if Uncle Sam isn't a creditor of yours, others can |
| tax debt you have before you even get a chance to | | | | still get after your cash. Are your creditors levying your |
| see it. They may even be able to take it even if you | | | | bank accounts? Creditors can get after that extra |
| aren't filing bankruptcy. In a Chapter 13 in Missouri, | | | | cash you have in the bank. Even if you don't hire a St |
| however, there is a local rule that allows debtors to | | | | Louis bankruptcy attorney to take care of your debt, |
| keep a portion, if not all, of your tax refund. Even | | | | you may not want to have your tax refund direct |
| better, for the time being in Illinois, you can keep your | | | | deposited. |
| refund. | | | | |